Winterizing-your-home-2024

Winterizing Your Home

by Resources

CHECK THE EXTERIOR, DOORS AND WINDOWS

  • Inspect exterior for crevice cracks and exposed entry points around pipes; seal them.
  • Use weather stripping around doors to prevent cold air from entering the home and caulk windows.
  • Replace cracked glass in windows and, if you end up replacing the window, prime and paint exposed wood.

HVAC SYSTEMS

  • Get your HVAC system serviced, and have your duct work checked to be sure the air flow is uninterrupted and free of holes from pests.
  • Reverse all ceiling fans in the house. This will help push warm air downward and force it to recirculate.
  • Change the air filters in your home.
  • Check the cold air return vents and make sure they are not blocked by furniture. Your furnace needs these to operate at high efficiency.

SMOKE AND CARBON MONOXIDE DETECTORS

  • Install a carbon monoxide detector near your furnace and/or water heater.
  • Replace batteries in smoke and carbon monoxide detectors.
  • After replacing batteries, test all detectors to make sure they work.
  • Buy a fire extinguisher or replace your existing one if it is older than 10 years.

CHECK FOUNDATIONS

  • Rake away all debris and vegetation from the foundation.
  • Seal up entry points to keep small animals from crawling under the house.
  • Tuck-point or seal foundation cracks. Mice can slip through space as thin as a dime.
  • Inspect sill plates for dry rot or pest infestation.
  • Secure crawlspace entrances.

PREVENT PLUMBING FREEZES

  • Locate your water main in the event you need to shut it off in an emergency.
  • Shut off the water to your hose bibs inside your house (via a turnoff valve), and drain the lines. Then insulate the spigot itself.
  • Insulate exposed plumbing pipes that pass through unheated areas of your home, like the garage for instance.
  • Flush your water heater to remove built-up sediment.
  • If you go on vacation, leave the heat on, set to at least 55 degrees.

GET THE FIREPLACE READY

  • Cap or screen the top of the chimney to keep out rodents and birds.
  • If the chimney hasn’t been cleaned for a while, call a chimney sweep to remove soot and creosote.
  • Buy firewood or chop wood. Store it in a dry place away from the exterior of your home.
  • Inspect the fireplace damper for proper opening and closing.
  • Check the mortar between bricks and tuck-point, if necessary.

PREPARE LANDSCAPING & OUTDOOR SURFACES

  • Trim trees if branches hang too close to the house or electrical wires.
  • Turn off your sprinkler system.
  • Clear the gutters of fallen leaves and debris.
  • Ask a gardener when your trees should be pruned to prevent winter injury.
  • Plant spring flower bulbs and left bulbs that cannot winter over such as dahlias in areas where the ground freezes.
  • Seal driveways, brick patios and wood decks.
  • Move sensitive potted plants indoors or to a sheltered area.
2025-TREC-Contract-Changes

2025 TREC Contract Changes – Important Things You Need to Know & Highlights of the Changes

by Real Estate ArticlesResources

On November 4, 2024 the Texas Real Estate Commission adopted form revisions recommended by the Texas Real Estate Broker-Lawyer Committee. “The updated Condominium Resale Certificate (TREC No. 32-5) is a voluntary-use form. All remaining contract forms adopted by reference are available for voluntary use until January 3, 2025, when their use becomes mandatory.”

THE FOLLOWING FORMS HAVE BEEN UPDATED/CHANGED:

Purchase Contracts:

Addendum & Amendments:

Other:

HIGHLIGHTS OF THE 2025 TREC CONTRACT CHANGES

 T-47 & T-47.1

Which Form(s) and Section(s)?

Unimproved Property Contract (TREC 9-17), One to Four Family Residential Contract (Resale) (TREC 20-18),  New Home Contract (Completed Construction) (TREC 24-19), Farm and Ranch Contract (TREC 25-16)Paragraph 6C

What’s changed?

To be consistent with a recently updated Texas Department of Insurance procedural rule, Paragraph 6C(1) is amended to include the option of providing the T-47.1 Declaration (which does not need to be notarized)—in lieu of the T-47 Affidavit—when the Seller furnishes the Buyer an existing survey. In lieu of providing a “no survey required” option, Paragraph 6C(2) is amended to read “Buyer may obtain a new survey” instead of “Buyer shall obtain a new survey”, and adds that if the Buyer ultimately fails to obtain the survey, the Buyer does not have the right to terminate the contract under Paragraph 2B of the Third Party Financing Addendum because the survey was not obtained.

Mold Remediation Certificate

Which Form(s) and Section(s)?

Most Contract Forms including One to Four Family Residential Contract (Resale) (TREC 20-18), Paragraph 6E

What’s changed?

Because Texas law requires a seller to provide a buyer a copy of any mold remediation certificate issued during the five years preceding the sale of the property, new Paragraph 6E(11) is added to provide information regarding this requirement (except in the Unimproved Property Contract).

 Termination due to lack of Buyer Approval for Third Party Financing

Which Form(s) and Section(s)?

Third Party Financing Addendum Paragraph 2A
What’s Changed?

In the Third Party Financing Addendum, to ensure the buyer is terminating appropriately, Paragraph 2A, Buyer Approval, has been changed to require both a notice of termination and a copy of a written statement of the lender’s determination like in Paragraph 2B, Property Approval.

 Option and Earnest Money in a Back-Up Contract

Which Form(s) and Section(s)?

Addendum for “Back-Up” Contract, Additional language added in Sections A thru F.

What’s Changed?

The Addendum for “Back-Up” Contract is modified to provide more clarity on the timing and payment of the earnest money and option fee by incorporating similar language from Paragraph 5 of the contract and by addressing timing and payment of additional fees.

Visit the TREC website for all the updated forms, listed changes and red-lined versions:

https://www.trec.texas.gov/article/trec-form-changes-effective-january-3-2025

For a PDF download of these changes in a printer-friendly format, click here.

2024-DFW-Area-Tax-Rates

2024 DFW Area Tax Rates

by Resources

The 2024 DFW Area Tax Rates are now available!  Visit our website at www.republictitle.com/tax-information to download the full PDF including tax rates for Collin County, Dallas County, Denton County, Grayson Country, Hunt County, Johnson County, Kaufman County, Parker County, Rockwall County, Tarrant County, and Wise County.

For more details, visit each counties’ appraisal district website using the contact information listed below:

Collin County Central Appraisal District | www.collincad.org
Dallas County Central Appraisal District | www.dallascad.org
Denton County Central Appraisal District | www.dentoncad.com
Grayson County Central Appraisal District | www.co.grayson.tx.us
Hunt County Central Appraisal District | www.hctax.info
Johnson County Central Appraisal District | www.johnsoncad.com
Kaufman County Central Appraisal District | www.kaufman-cad.org
Parker County Central Appraisal District | www.parkercountytx.com
Rockwall County Central Appraisal District | www.rockwallcad.com
Tarrant County Central Appraisal District | www.tad.org
Wise County Central Appraisal District | www.isouthwestdata.com

Selling-out-of-an-Estate

Selling an Estate After a Death

by Real Estate ArticlesResourcesTitle Information

Selling a property out of an estate after an owner has passed away can be a complex and emotional process. For many, it’s a first-time experience that comes with a steep learning curve. This guide will help clarify common misconceptions, address frequent complaints, and explain the key steps to ensure a smooth transaction. Whether you’re navigating affidavits of heirship, probate proceedings, or trust documentation, Republic Title is here to support you. As the preferred title partner in North Texas, Republic Title provides the expertise and responsiveness needed to guide you through even the most complicated real estate transactions.

Key Terminology to Understand

Selling After a Death

Power of Attorney (POA): A legal document granting authority to act on someone else’s behalf. Not valid after death.

Affidavit of Heirship: A sworn statement identifying heirs when no will exists or a will is not probated, often used to transfer ownership.

Probate: A legal process to give a will legal effect and aid in the distribution of assets. Necessary to confirm the executor’s authority to sell.

Trusts: A legal arrangement that is often used in estate planning to help avoid probate and simplify sales of property after a death. Title is held by a trustee for the benefit of the trust beneficiaries and the powers of the trustee are defined in the trust document.

Executor: A person named in the will who is given authority by a probate court to manage the estate and sell property.

Administrator: A person appointed by the court to manage an estate when there is no will, or a named executor is not willing or able to serve.

Common Misconceptions About Selling Out of an Estate

“I Can Sell Right Away After Someone Passes”

Many believe they can immediately list and sell a property after a loved one’s passing. However, without proper documentation, including proof of ownership and authority to sell, the process cannot begin.

“A Power of Attorney (POA) Can Handle Everything”

A POA is only valid while the person granting it is alive. After their passing, the agent no longer has the power to act under the POA and who has authority to act for the estate will be determined by the probate court documents or an affidavit of heirship.

“No Will Means No Sale”

When there is no will, or a will is not probated, properties can still be sold by using affidavits of heirship or court proceedings to determine the heirs of the decedent that will need to sign closing documents.

How to Avoid Common Complaints When Selling Out of an Estate

To ensure a smoother estate sale and avoid common complaints, it’s essential to be prepared and organized. Here are key steps to take:

1. Provide to the Title Company, if applicable:

  • Will (regardless of whether it is probated)
  • Death Certificate
  • Probate Documents, if any
  • Trust, if any
  • Attorney and/or CPA’s contact information handling probate

2. Notify the County Appraisal District (CAD) of the change in ownership and the removal of any exemptions. This helps prevent tax issues and ensures the property records are updated.

3. Review the Commitment: Carefully go over the title commitment with your title company to understand any requirements or exceptions that may impact the sale.

4. Find out the expected timeline from the Seller’s probate attorney: Knowing the timeline for probate proceedings will help set realistic expectations for the closing process.

Following these steps can significantly reduce delays and frustrations, helping to keep all parties informed and the transaction on track. With Republic Title as your partner, you can rely on their expertise and guidance through each step, making this process as smooth as possible.

Selling Out of an Estate With a Power of Attorney

As mentioned earlier, a POA ceases to be valid upon the grantor’s death. However, during their lifetime, it can be instrumental in managing property sales if the property owner is incapacitated. Ensure the POA explicitly grants authority to sell real estate, and provide the document to the title company.

Selling When There Is No Will

Selling After a Death

Here’s how to navigate the process of selling property when there is no will:

1. Affidavits of Heirship:

  • Used to determine legal heirs and transfer property ownership as set out in the Texas Estates Code .
  • Requires signatures from disinterested witnesses who knew the deceased.

2. Probate Proceedings:

  • The court appoints an Administrator to manage the estate and also may determine the heirs of the decedent.
  • The Administrator may be given the authority to sell the property by court order.

3. Trusts:

  • If the property was conveyed to the trustee of a trust, it may be possible to avoid probate to sell the property. The power of the trustee to sell the property is defined by the trust documents.
  • This may simplify the process and avoid many of the potential delays associated with court proceedings.

Republic Title’s experienced team of professionals understands the intricacies of estate sales and will help you through the process of selling after a death and ensure that the necessary documents are signed. With a commitment to proven expertise, dedicated service, and lasting relationships, Republic Title is the trusted partner for estate transactions across North Texas.

*This article is intended to provide basic information about the sale of property after the death of an owner. Nothing contained in this article is intended to be a substitute for legal advice, and Republic Title recommends that anyone seeking wills, estate planning, or probate advice should contact an attorney to provide you with legal advice and help guide you.

Source: Selling an Estate After a Death: A Comprehensive Guide with Republic Title – CandysDirt.com

Print Version

City-fast-Facts-Website-Thumbnail-Graphics-Addison

Spotlight on Addison

by Resources

Click here for a printable version of the Addison Fast Facts and view all DFW Area Fast Facts here.

Whether you’re a lifelong resident or new to the area, there’s always something new to discover about your neighborhood.  With that in mind, we created a Fast Facts sheet for cities and neighborhoods all over the DFW area. Our DFW Area fast facts have detailed real estate insights, things to do, places to shop and some of our favorite restaurants in each area.

Addison, Texas, is a vibrant suburb located just north of Dallas, known for its lively atmosphere and strong sense of community. The town is home to numerous restaurants, entertainment venues, and popular events, including the annual Addison Kaboom Town! fireworks show. With its mix of residential, commercial, and green spaces, Addison offers a dynamic living experience, making it an appealing destination for both professionals and families seeking convenience and entertainment in the Dallas-Fort Worth area.

POPULATION

17K

AVERAGE HOUSEHOLD INCOME

$94K

MEDIAN AGE

33

HOUSING

18% OWN
82% RENT

AVERAGE SALES PRICE

$465K

AREA ACTIVITIES & FEATURES

• CAVANAUGH FLIGHT MUSEUM
• VITRUVIAN PARK
• THE SELFIE BAR
• ADDISON CIRCLE PARK
• MARY KAY MUSEUM
• ADDISON IMPROV
• ADDISON THEATRE CENTRE
• TK’S COMEDY
• BECKERT PARK
• BOWLERO
• PANIQ ROOM
• THE AMERICAN FALLEN SOLDIERS NATIONAL GALLERY

FAVORITE LOCAL DINING & DRINK SPOTS

• LA SPIGA • MESERO • IDA CLAIRE • TABLE 13 •
• BRENTWOOD • HUDSON HOUSE • STIRR • OSTERIA PANE
VINO • KENNY’S WOOD FIRED GRILL • GYU-KAKU • SUPER
CHIX • NEIGHBORHOOD SERVICES • CANARY • MERCY
WINE BAR • LA LA LAND KIND CAFÉ • ZOLI’S NY PIZZA
• QUEEN OF SHEBA • LAZY DOG RESTAURANT & BAR •
• ARTHUR’S STEAKHOUSE • SIDECAR SOCIAL • VINETTI’S •
• VITRUVIAN PARK TAVERN • VIDORRA • PETE’S DUELING
PIANO BAR • BITTER SISTERS BREWERY • NATE’S SEAFOOD
& STEAKHOUSE • THE MIDWAY POINT • FAST FURIOUS •

FAVORITE LOCAL SHOPPING

• HOUSE OF HAUTE • THE GALLERIA • COTTONWOOD
MARKET • ADDISON TOWN CENTER • NEIGHBORHOOD
STORE & LONE GALLERY • VILLAGE ON THE PARKWAY •
• ADDISON WALK

AVERAGE DRIVE TIMES

• DOWNTOWN DALLAS | 60 MINUTES
• DALLAS LOVE FIELD AIRPORT | 45 MINUTES
• DFW INTERNATIONAL AIRPORT | 25 MINUTES
• AT&T STADIUM & GLOBE LIFE FIELD | 40 MINUTES
• DOWNTOWN FORT WORTH | 20 MINUTES

Texas-Housing-Insight-September-2024

Texas Housing Insight September 2024 Summary

by Real Estate ArticlesResourcesStats

All measurements are calculated using seasonally adjusted data, and percentage changes are calculated month-over-month, unless stated otherwise.

The third quarter ended with an increase in home sales. Pending sales had a stronger increase, which could mean another positive month in October. Home prices increased slightly, and new listings decreased after stronger growth earlier in the year. In the new-home market, both permits and starts dipped in September. Growth was exceptionally strong for both in the spring, but the pace has since leveled out. 

Sales Increase, New Listings Dip 

After a dip in August, statewide seasonally adjusted home sales increased by 4.8 percent month over month (MOM), resulting in 26,165 homes sold (Table 1). Houston had the largest increase among the Big Four at 11.6 percent (7,150), followed by Dallas at 4.6 percent (7,202) and Austin at 2.6 percent (2,331). San Antonio was the only one among the Big Four to have a decrease in September (10.3 percent), resulting in 2,523 homes sold.   

The number of new listings decreased by 490, marking a 1.1 percent fall from August. After Hurricane Beryl, which hit Texas in early July, new listings in Houston plummeted but bounced back in August. Even without the hurricane, the rate of new listings statewide appears to have slowed down after an aggressive start of the year. San Antonio saw an increase of 2 percent (4,104), followed by Austin at 1.2 percent (3,587). Houston and Dallas both decreased by 4 percent each at a current new listing count of 13,412 and 11,002, respectively. 

The state’s average days on market (DOM) has remained at 62 days since August. Austin had the largest increase—from 71 to 73 days, a 2.8 percent increase. San Antonio increased from 75 to 76 days. Dallas fell from 55 days to 54 days while Houston remained at 53 days.   

Texas’ number of active listings increased from 120,019 to 122,760 (2.3 percent). Active listings across the Big Four had mixed results in September, with Dallas and Houston rising at 4.7 (28,191) and 4.3 percent (29,724), respectively, while Austin fell by 2.7 percent (11,153). San Antonio had no significant changes and increased by only 0.15 percent.   

Statewide pending listings have increased from 26,933 to 28,779, which represents 6.9 percent overall. Houston saw a significant increase in pending listings from 7,298 to 8,455 (a 15.8 percent rise), followed by Dallas at 8.2 percent (7,348). San Antonio and Austin had less fluctuation. San Antonio rose by 1 percent (2,702), and Austin fell by 0.5 percent (2,552).  

Interest Rates on the Decline 

Treasury and mortgage rates both declined in September but at a slower rate than the month before. The average ten-year U.S. Treasury Bondyield fell 15 basis points to 3.72 percent and has consistently been on the downward slope since April of 2024 September saw the lowest rates since June 2023. The Federal Home Loan Mortgage Corporation’s 30-year fixed-rate fell by 32 basis points to 6.18 percent. The Federal Reserve slashed the federal funds rate by 50 basis points and has suggested at least one more rate cut this year.  

Single-Family Permits Fall

Statewide, building permits decreased by 1.2 percent MOM in September. Except for San Antonio, which was up 1.2 percent, the Big Four had a downward trend with Dallas falling 5.4 percent (4,021), Austin 3.4 percent, and Houston 1.2 percent.    

Single-family construction starts fell after monthly increases since July 2024. Seasonally adjusted statewide single-family starts decreased 2.7 percent MOM to 13,170 units. Most of the Big Four fell in September. Dallas fell the most at 8.8 percent (3,126), followed by Houston at 3.7 percent (4,463) and Austin at 1.6 percent (1,524). San Antonio, meanwhile, increased by 4.1 percent (895). 

The state’s total value of single-family starts climbed from $22.77 billion in September 2023 to $28.9 billion in September 2024. Houston accounted for 35.6 percent of the state’s total starts value followed by Dallas with 27 percent.  

Home Price Rose Slightly

Texas’ median home price rose 0.9 percent MOM in September from $334,836 to $337,698 (Table 2). San Antonio grew by 2.9 percent at $307,363 and Houston by 1.3 percent at $337,651. Austin dipped by 1.6 percent to $430,011 while Dallas fell by only 0.1 percent to 394,079.   

The Texas Repeat Sales Home Price Index (Jan 2005=100), which is a more accurate reflection of home price changes, fell 0.4 percent MOM in September but increased 1.7 percent year over year (YOY). Austin’s annual appreciation remains below the state’s average and fell by 0.9 percent YOY in September. 

Source: Texas Housing Insight | Texas Real Estate Research Center

Holiday-Lights-in-DFW-2024 blog

Where To See Holiday Lights In DFW

by Resources
Is it just us or was it just June? It’s full swing into the holiday season so we are back with our favorite places to see holiday lights throughout the metroplex! With locations from Addison to Southlake, and everywhere in between, grab a hot cocoa bundle up and pack into the car for a night of Christmas spirit and stunning lights! 
 
For a full PDF download of our Holiday Lights in DFW and more seasonal resources, visit our website at: republictitle.com/dfw-area-resources

Addison
Vitruvian Lights
Vitruvian Park
November 23- January 1

Arlington
Interlochen Neighborhood
Westwood Dr & Randol Mill
December 13- December 25

Bedford
Daystar Christmas
Daystar Television Network
November 23- December 31

Glenbrook Neighborhood
Cummings Dr & Forest Ridge
December 1-31

Coppell
Holiday Lights in The Park
Andrew Brown Park East
December 3-31

The Colony
The Colony Christmas Spectacular
4900 Blair Oaks Dr
December 7- January 5

Kody’s Stunning Light Show
5618 Foster St
November 29- January 1

Holiday in the Park
4930 S Colony Blvd
December 7

Dallas
Dallas Zoo Lights
Dallas Zoo
November 22- January 4

Lake Highlands
Moss Haven & Timberhollow Cir
December 1-

Highland Park
Armstrong Pkwy & Preston Rd
December 16- December 26

Christmas Parade of Lights
Downtown Lakewood
December 7

Frisco
Burkman Holiday Home
3809 Hazelhurst Dr
December 1- December 29

Christmas in the Square
Downtown Frisco
November 22- January 6

Fort Worth
Tell Family Lights
5016 Keating St
November 28- December 31

Gift of Lights
Texas Motor Speedway
November 28- January 5

Karr Family Light Show
5901 Pacers Ln
December 1- 25

Grapevine
Merry & Bright Drone Show
Main St
December 2 & 9

Lonestar Christmas
The Gaylord Texan
November 15- January 5

Lewisville
Austin Family Light Show
Lewisville Neighborhood
December 1 – January 4

McKinney
Holidays at the Heard
Heard Natural Science Museum & Wildlife Sanctuary
December 6 & 7

McKinney Rotary Club
Christmas Parade of Lights
December 14

Plano
Deerfield Neighborhood
Preston Rd & Coit Rd
December 1-30

Gingerbread Village
The Shops at Legacy
November 24- January 1

Prosper
Tunnel of Lights
Whitley Place
November 28- December 1

Southlake
Santa’s Village
Rustin Park
November 23- January 1

Slide1

October 2024 DFW Real Estate Stats

by ResourcesStatsVideo

In October 2024, the real estate market in North Texas remained dynamic, with notable changes across Collin, Dallas, Denton, Tarrant, and Rockwall counties.

In Collin County, the number of active listings increased by 28.7% from last year, but the average sales price remained steady at $563,333, showing minimal change from the prior year. The area saw a 22.6% increase in new listings, totaling 1,972, while closed sales were up by 13%, reaching 1,300. On average, homes spent 55 days on the market, which was a 37.5% increase compared to the previous year.

Dallas County continued to see strong activity with a 17.7% increase in new listings, totaling 2,914. Active listings surged by 34.6%, bringing the total to 12,863. The average sales price in the county increased by 7.3%, reaching $567,372, while average days on market increased by 39.4%, now at 46 days.

In Denton County, new listings grew by 22.8%, while active listings rose by 30%. The average sales price increased by 5.6%, reaching $567,045. The number of closed sales saw a modest rise of 4.6%, with homes spending 52 days on the market, up by 20.9%.

In Tarrant County, active listings grew by 21.1%, while new listings increased by 13.5%. The average sales price reached $431,692, up by 5.6%, and homes spent an average of 51 days on the market, up 37.8% from last year.

Rockwall County experienced a strong increase in both new listings (10%) and active listings (34.1%), with a 3.4% increase in the average sales price to $516,372. Closed sales rose by 21%.

In summary, the North Texas real estate market remained active in October 2024, with strong growth in new listings and active inventory across all counties. Historically, leading up to a presidential election, it’s common for real estate activity to slow slightly as buyers and sellers take a wait-and-see approach to economic uncertainties. As we finish up the final quarter of 2024, all eyes are on 2025, with expectations that the market will continue to evolve in response to both economic conditions and the shifting political landscape.

Our stats infographics include a year over year comparison and area highlights for single family homes broken down by county. We encourage you to share these infographics and video with your sphere.

For more stats information, pdfs and graphics of our stats including detailed information by county, visit the Resources section on our website at DFW Area Real Estate Statistics | Republic Title of Texas.

For the full report from the Texas A&M Real Estate Research Center and for NTREIS Local Market reports click here.

DMN-Top-Workplace

Republic Title Named A Top Workplace By Dallas Morning News for the 11th Year

by Inside Republic Title

Title insurance firm based in Plano, with 15 D-FW locations and 402 local workers.

Republic Title of Texas, which has been among the top three midsize companies in our Top Workplaces awards for three years straight, knows the value of continual improvement. In the last year, for instance, the Plano-based, full-service title firm has formed an employee relations committee and launched a monthly employee educational series called Growth Days.

The employee committee consists of workers from Republic’s different offices and divisions who suggest ideas for strengthening the company’s culture. Examples include a companywide steps challenge for health and wellness, and a Coffee with a Co-worker program to acquaint employees with colleagues from other offices and departments. Growth Days, meanwhile, provides a mix of professional and personal development, with speakers on topics ranging from sales tactics to emotional intelligence.

“We concentrate heavily on taking care of our employees,” said Bo Feagin, Republic Title’s president. “Our employees, in turn, take care of us, because they take care of our clients. It’s an easy recipe. But you’ve got to be consistent with it. You’ve got to be sincere with it.”

Republic Title earned the special award for clued-in senior management by scoring highest of all our Top Workplaces on this statement: Senior managers understand what is really happening at this company.

For the full article, click here.

Holiday-Events-2024 blog

2024 Holiday Events in DFW

by Resources
Tis the season to get festive!  The beginning of holiday events is approaching so we put together a list of our favorites for you to enjoy! From parades and tree lightings to Christmas markets and holiday lights, there’s something for everyone to enjoy this season. 
 
Mark your calendars to make this holiday season unforgettable! For a full PDF download and more resources like this, visit us on our website at republictitle.com/residential-resources.