Earth Day 2016

History of Earth Day

Earth Day was founded in 1970 as a day of education about environmental issues, and Earth Day 2024 occurs on Monday, April 22. The holiday is now a global celebration that’s sometimes extended into Earth Week, a full seven days of events focused on green living. The brainchild of Senator Gaylord Nelson and inspired by the protests of the 1960s, Earth Day began as a “national teach-in on the environment” and was held on April 22 to maximize the number of students that could be reached on university campuses. By raising public awareness of pollution, Nelson hoped to bring environmental causes into the national spotlight.

Earth Day History

By the early 1960s Americans were becoming aware of the effects of pollution on the environment. Rachel Carson’s 1962 bestseller “Silent Spring” raised the specter of the dangerous effects of pesticides on America’s countrysides. Later in the decade, a 1969 fire on Cleveland’s Cuyahoga River shed light on the problem of chemical waste disposal. Until that time, protecting the planet’s natural resources was not part of the national political agenda, and the number of activists devoted to large-scale issues such as industrial pollution was minimal. Factories pumped pollutants into the air, lakes and rivers with few legal consequences. Big, gas-guzzling cars were considered a sign of prosperity. Only a small portion of the American population was familiar with–let alone practiced–recycling.

Did you know? A highlight of the United Nations’ Earth Day celebration in New York City is the ringing of the Peace Bell, a gift from Japan, at the exact moment of the vernal equinox.

Elected to the U.S. Senate in 1962, Senator Gaylord Nelson, a Democrat from Wisconsin, was determined to convince the federal government that the planet was at risk. In 1969, Nelson, considered one of the leaders of the modern environmental movement, developed the idea for Earth Day after being inspired by the anti-Vietnam War “teach-ins” that were taking place on college campuses around the United States. According to Nelson, he envisioned a large-scale, grassroots environmental demonstration “to shake up the political establishment and force this issue onto the national agenda.”

Nelson announced the Earth Day concept at a conference in Seattle in the fall of 1969 and invited the entire nation to get involved. He later recalled, “The wire services carried the story from coast to coast. The response was electric. It took off like gangbusters. Telegrams, letters and telephone inquiries poured in from all across the country. The American people finally had a forum to express its concern about what was happening to the land, rivers, lakes and air—and they did so with spectacular exuberance.” Dennis Hayes, a young activist who had served as student president at Stanford University, was selected as Earth Day’s national coordinator, and he worked with an army of student volunteers and several staff members from Nelson’s Senate office to organize the project. According to Nelson, “Earth Day worked because of the spontaneous response at the grassroots level. We had neither the time nor resources to organize 20 million demonstrators and the thousands of schools and local communities that participated. That was the remarkable thing about Earth Day. It organized itself.”

On April 22, rallies were held in Philadelphia, Chicago, Los Angeles and most other American cities, according to the Environmental Protection Agency. In New York City, Mayor John Lindsay closed off a portion of Fifth Avenue to traffic for several hours and spoke at a rally in Union Square with actors Paul Newman and Ali McGraw. In Washington, D.C., thousands of people listened to speeches and performances by singer Pete Seeger and others, and Congress went into recess so its members could speak to their constituents at Earth Day events.

The first Earth Day was effective at raising awareness about environmental issues and transforming public attitudes. According to the Environmental Protection Agency, “Public opinion polls indicate that a permanent change in national priorities followed Earth Day 1970. When polled in May 1971, 25 percent of the U.S. public declared protecting the environment to be an important goal, a 2,500 percent increase over 1969.” Earth Day kicked off the “Environmental decade with a bang,” as Senator Nelson later put it. During the 1970s, a number of important pieces of environmental legislation were passed, among them the Clean Air Act, the Water Quality Improvement Act, the Endangered Species Act, the Toxic Substances Control Act and the Surface Mining Control and Reclamation Act. Another key development was the establishment in December 1970 of the Environmental Protection Agency, which was tasked with protecting human health and safeguarding the natural environment—air, water and land.

Since 1970, Earth Day celebrations have grown. In 1990, Earth Day went global, with 200 million people in over 140 nations participating, according to the Earth Day Network (EDN), a nonprofit organization that coordinates Earth Day activities. In 2000, Earth Day focused on clean energy and involved hundreds of millions of people in 184 countries and 5,000 environmental groups, according to EDN. Activities ranged from a traveling, talking drum chain in Gabon, Africa, to a gathering of hundreds of thousands of people at the National Mall in Washington, D.C. Today, the Earth Day Network collaborates with more than 17,000 partners and organizations in 174 countries. According to EDN, more than 1 billion people are involved in Earth Day activities, making it “the largest secular civic event in the world.”

source: www.history.com

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Where To See Wildflowers in DFW

Spring is in bloom, and along with warmer temperatures and more daylight, fields of flowers—including tulips or the state’s pride, bluebonnets—are one of the season’s gifts. Whether you’re looking for a family photo op or want to teach your kids about how flowers grow, you don’t have to go far to find spectacular displays. Here are some of our favorite spots across Dallas-Fort Worth.

Arbor Hills Nature Preserve
6701 W. Parker Rd., Plano

Bluebonnet Trail Greenbelt
Preston Meadow to Alma Rd., Plano

Bluebonnet Trails
201 NW Main St., Ennis

Cedar Hill State Park ($)
1570 FM 1382, Cedar Hill

Coppell Nature Park
367 Freeport Pwky., Coppell

Dallas Arboretum ($)
8525 Garland Rd., Dallas

Heard Natural Science Museum ($)
1 Nature Pl., McKinney

Fort Worth Botanic Garden
3220 Botanic Garden Blvd., Fort Worth

Fort Worth Nature Center & Refuge
9601 Fossil Ridge Rd., Fort Worth

Mt. Zion Cemetery
11872 MF 423, Frisco

The Rose Gardens of Farmers Branch
2610 Valley View Ln., Farmers Branch

Turtle Creek Conservancy
3333 Turtle Creek Blvd., Dallas

For more seasonal resources like this, head over to our DFW Area Resources page at: DFW Area Helpful Resources | Republic Title of Texas

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Texas Housing Insight January 2024 Summary

Housing sales rebounded from last month’s drop despite mortgage rates remaining at elevated levels. The average home price grew alongside sales, with the cost rising over $9,000 since December 2023. Single-family starts decreased while permits increased.

Home Sales Skyrocket

According to the latest data, Texas had a 14.6 percent increase in total home sales month over month (MOM), resulting in 29,209 homes sold (Table 1). Notably, all major cities in Texas experienced an upswing in housing sales compared to fourth quarter 2023. The most significant increase was in Houston (37.3 percent) with a remarkable surge of over 2,000 additional sales compared to December. The rest of the Big Four experienced strong monthly gains of over 10 percent.

The state’s average days on market remained unchanged with both Dallas and Houston hovering at 50 days for the second consecutive month. Both Austin (74 days) and San Antonio (64 days) recorded decreases, falling by four and three days, respectively.

Statewide active listings rose slightly to 105,475. For the second straight month, San Antonio (12,542) was the only one of the Big Four to post a monthly increase at 2.4 percent. Austin had the largest drop in active listings with a 2.4 percent loss to 8,109. Dallas (22,008) and Houston (24,699) had reductions of less than half a percent.

The state’s new listings rose to 43,817 in January. All four major metros posted monthly increases with San Antonio leading the way at 14 percent. Houston also had a strong increase of 9 percent. Amid the rise in active listings, the months of inventory (MOI) increased to 3.7. Dallas fell from 3.1 to 2.7 since November.by 0.5 percent in January.

Mortgage Rates Remain Below Peak Values

Treasury and mortgage rates remain below their elevated 2023 levels as the ten-year U.S. Treasury Bondyield rose four basis points to 4.06 percent. However, the Federal Home Loan Mortgage Corporation’s 30-year fixed-rate rose 18 basis points to 6.64 percent.

Permits Rise, Starts Unchanged

Texas’ single-family construction permits increased 1.8 percent MOM to 12,723 issuances. Dallas continued its fall from last month, dropping 2.6 percent to 3,415 starts while Houston experienced a minor fluctuation of less than 1 percent. Austin and San Antonio reported strong increases of 7.9 and 14.3 percent, respectively.

Construction starts fell alongside permits, according to data from Dodge Construction Network. Single-family starts decreased 1 percent MOM to 11,908 units. Austin reported the only monthly increase among the Big Four, rising just shy of 2 percent. Houston (1.3 percent) and San Antonio (0.5 percent) moderated. Dallas starts plummeted in January, falling 22.1 percent to 2,537 starts.

The state’s total single-family starts value climbed from $2 billion in January 2023 to $2.7 billion in January 2024. Houston accounted for a third of the state’s total starts value. Starts activity is up from last year as Austin and San Antonio posted moderate increases.

Home Price Changes Mixed after Last Month’s Plunge

The state’s median home price rose 2.8 percent, reaching $341,840 (Figure 1). Among the major metropolitan areas, Houston and Dallas recorded the only increases, with 3.3 percent and 1 percent, respectively. Conversely, San Antonio saw home prices decline by 4.3 percent, which was the lowest among the Big Four. Notably, Austin had previously experienced the most significant price surge of 4.2 percent, but median prices decreased by 0.5 percent in January.

The majority of sales fall into the $200,000-$300,000 and $300,000-$400,000 price range cohorts, accounting for 27 and 25 percent of total home sales, respectively.

The Texas Repeat Sales Home Price Index (Jan 2004=100) grew 0.3 percent MOM and remains 2.6 percent higher year over year. Austin’s annual appreciation remains well below the states average, falling to 3.2 percent.

Source – Texas Housing Insight | Texas Real Estate Research Center (tamu.edu) – Joshua Roberson (March 29, 2024)

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Spotlight on North Richland Hills

Whether you’re a lifelong resident or new to the area, there’s always something new to discover about your neighborhood.  With that in mind, we created a Fast Facts sheet for cities and neighborhoods all over the DFW area. Our DFW Area fast facts have detailed real estate insights, things to do, places to shop and some of our favorite restaurants in each area.

North Richland Hills, Texas, is a vibrant suburban city situated in the heart of the Dallas-Fort Worth metroplex. Boasting a strong sense of community and an abundance of parks and recreational facilities, North Richland Hills offers residents a high quality of life. With its diverse neighborhoods, excellent schools, and thriving economy, the city provides a welcoming environment for families and individuals alike.

Head to our website now to get all the details you need to stay up-to-date and in-the-know about your local neighborhood. Your community is waiting for you! republictitle.com/dfw-area-city-fast-facts

POPULATION

70K

AVERAGE HOUSEHOLD INCOME

$101K

MEDIAN AGE

39

HOUSING

65% OWN
35% RENT

AVERAGE SALES PRICE

$358K

AREA ACTIVITIES & FEATURES

• NRH2O FAMILY WATER PARK
• NYTEX SPORTS CENTER
• COMMON GROUND COMMUNITY GARDEN
• ADVENTURE WORLD PLAYGROUND
• IRON HORSE GOLF COURSE
• THE MAKER SPOT | COMMUNITY WORKS
• WALKER’S CREEK SOFTBALL COMPLEX
• ARTISAN CENTER THEATRE
• LINDA SPURLOCK PARK

FAVORITE LOCAL DINING & DRINK SPOTS

• BOULEVARD CAFE • BAJA CANTINA • ENCHILADAS OLE
• RED HOT & BLUE • MARISCOS EL MALECON • TOKYO
SUSHI • V’S HOUSE • MI PUEBLO • SUNNY STREET CAFE •
• SWEETIE PIE’S RIBEYES • THE CORNER CAFE • ZUROMA
BAR & GRILL • BACK FORTY SMOKEHOUSE • BOSSES
PIZZA • BRUTAL BEERWORKS • FALSE IDOL BREWING •
• HANGRY JOE’S HOT CHICKEN • OCHA THAI CUSINE •
• THE PATRIOTIC PIG • WHAT’S ON TAP • YUM YUM
KABOB • SPICY ZEST CAFE & BOBA • THIRSTY TURTLE •

FAVORITE LOCAL SHOPPING

• THE SHOPPES AT CROWN POINT • PAINTED TREE
BOUTIQUES • RICHLAND COMMONS • THE SHOPS AT
NORTHEAST MALL • SHABBY CHIC BOUTIQUE •

AVERAGE DRIVE TIMES

• DOWNTOWN DALLAS | 50 MINUTES
• DALLAS LOVE FIELD AIRPORT | 40 MINUTES
• DFW INTERNATIONAL AIRPORT | 20 MINUTES
• AT&T STADIUM & GLOBE LIFE FIELD | 30 MINUTES
• DOWNTOWN FORT WORTH | 22 MINUTES

**Print Version

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Understanding The Differences Between Title Insurance and Homeowners Insurance

When navigating the world of insurance, it’s important to know the difference between title insurance and homeowners insurance.

As a crucial aspect of homeownership, insurance plays a pivotal role in safeguarding your investment and providing peace of mind. For many homeowners, understanding the nuances between various insurance types can be daunting. At Republic Title, we frequently receive inquiries about the distinctions between title insurance and homeowners insurance. In this article, we’ll delve into the differences between these two essential forms of insurance and why they’re both vital for protecting your interests as a homeowner.

Title Insurance

Title insurance protects the homeowner and lenders against financial loss arising from defects in the property’s title or ownership rights. These defects could include undisclosed liens, encumbrances, errors in public records, or even fraudulent claims to the property. Unlike other forms of insurance that protect against future events, title insurance insures against events that occurred or liens that were filed before the date of the policy.  

Before a title commitment and policy can be issued a title company searches the property records to uncover any existing issues with the title, but even the most thorough title search may fail to uncover certain hidden defects. Title insurance provides a safeguard against these unforeseen issues.

There are two types of title insurance policies: Owner’s Policies and Loan Policies.  An Owner’s Policy protects the homeowner’s ownership rights and remains in effect for as long as the homeowner or their heirs maintain an interest in the property.  A Loan Policy ensures that the lender (if there is one) has a valid lien on the property and protects the lender’s interests in the property for as long as the lender’s mortgage is outstanding.   

Title insurance premiums, which are regulated and set by the Texas Department of Insurance, are a one-time fee typically paid at the time of closing.  In the event of a covered title defect, the title insurance policy will provide financial protection that includes, but is not limited to legal fees, settlement costs, and any loss in property value.

Before a home purchase can get the clear to close, it must make it through many hurdles. Republic Title has skilled staff available every step of the way.

Homeowners Insurance

Homeowners insurance, on the other hand, is a type of property insurance that provides financial protection against damage to the home and its contents, as well as liability for injuries or property damage caused by the homeowner or their family members. Unlike title insurance, which focuses on the property’s title, homeowners insurance primarily covers physical damage and liability risks associated with homeownership.

Homeowners insurance policies typically provide coverage for a wide range of perils, including fire, theft, vandalism, windstorm, hail, and water damage (excluding floods and earthquakes, which usually require separate coverage). In addition to damage to the physical structure of the home, homeowners insurance may also cover personal belongings such as furniture, clothing, and electronics.

In the event of a covered loss, homeowners insurance will reimburse the homeowner for repair or replacement costs, up to the policy’s coverage limits. Most homeowners insurance policies also include liability coverage, which protects the homeowner against lawsuits arising from bodily injury or property damage suffered by others while on the insured property.

Homeowners insurance premiums are typically paid on an annual basis. The cost of homeowners insurance will vary between insurance companies and due to factors such as the home’s location, construction materials, and the homeowner’s claims history. To ensure adequate coverage, homeowners should regularly review their insurance policies and adjust their coverage limits as needed to account for changes in property value or personal belongings.

Key Differences:

  1. Coverage Focus: Title insurance focuses on protecting against defects in the property’s title, while homeowners insurance primarily covers physical damage to the home and personal belongings, as well as liability risks.
  2. Nature of Risks: Title insurance protects against past events or defects in the title, while homeowners insurance protects against future events such as fire, theft, or liability claims.
  3. Payment Structure: Title insurance premiums are typically paid as a one-time fee at the time of closing, whereas homeowners insurance premiums are paid annually or in installments.
  4. Duration of Coverage: Title insurance remains in effect for as long as the homeowner or their heirs maintain an interest in the property, while homeowners insurance policies are typically renewed annually.
  5. Coverage Limits: Title insurance coverage is based on the property’s purchase price, while homeowners insurance coverage limits can be adjusted to reflect changes in property value or personal belongings.

In conclusion, while both title insurance and homeowners insurance are essential for protecting homeowners’ interests, they serve different purposes and cover different aspects of homeownership. By understanding the differences between these two types of insurance, homeowners can ensure comprehensive coverage for their property investments.

Source: Candysdirt.com – What Are The Differences Between Title Insurance And Homeowners Insurance? (candysdirt.com)

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Best Patios for Al Fresco Dining in DFW

Spring is in the air, and it’s time to start planning for some al fresco dining in the beautiful outdoor spaces that Dallas-Fort Worth has to offer. Whether you’re looking for a romantic spot for a date night or a place to catch up with friends over brunch, there are plenty of patios to choose from. Here are some of the best patios for al fresco dining in DFW this Spring.

One of the most picturesque patios in DFW can be found at Paradiso in the Bishop Arts District in Dallas. The vibrant colors of the surrounding foliage create a stunning backdrop to enjoy brunch and a signature cocktail. The patio is also pet-friendly, so you can bring along your furry friend to enjoy the warm weather too.

Another great option for al fresco dining is the patio at Rodeo Goat in Fort Worth. With its laid-back vibe and delicious burgers, this patio is the perfect spot for a casual lunch or dinner with friends. The large outdoor space is complete with picnic tables and plenty of shade, making it an ideal spot for warm Spring days.

Take a look at our full list of favorites below!

Addison

MESERO

5505 BELTLINE RD.

VILLAGE ON THE PARK

VARIOUS RESTAURANTS INCLUDING DISTRICT, STIRR, LAZY DOG & MORE

5100 BELTLINE RD.

Allen

KELLY’S AT THE VILLAGE

190 STACY RD.

TWO ROWS CLASSIC GRILL

711 CENTRAL EXPY.

Carrollton

NICO’S COCINA

3065 N. JOSEY LN.

GRILL 19

1640 W. HEBRON PKWY.

CANE ROSSO

1301 S. BROADWAY ST.

The Colony

TRUCK YARD

5959 GROVE LN.

DRUNKEN DONKEY

4897 TX-121

GRRROWLERS TAP ROOM

5800 WINDHAVEN PKWY.

GRANDSCAPE

VARIOUS RESTAURANTS INCLUDING SEVEN DOORS KITCHEN, THE THIRSTY LION, LAVA CANTINA & MORE

5752 GRANDSCAPE BLVD.

THE SHACKS DINING & DOG PARK

5800 WINDHAVEN PKWY.

SEVEN DOORS KITCHEN

5774 Grandscape Dr.

Dallas

CHELSEA CORNER

KNOX | 4830 MCKINNEY AVE.

RH ROOFTOP

UPTOWN | 3133 KNOX ST.

PARADISO

BISHOP ARTS | 308 N. BISHOP AVE.

THE RUSTIC

UPTOWN | 3656 HOWELL ST.

KATY TRAIL ICE HOUSE

UPTOWN | 3127 ROUTH ST.

SMOKY ROSE

LAKEWOOD | 8602 GARLAND RD.

H G SPLY CO

LOWER GREENVILLE | 2008 GREENVILLE AVE.

SAINT ANN RESTAURANT

UPTOWN | 2501 HARWOOD ST.

THE HENRY

UPTOWN | 2301 N. AKARD ST.

TRUCK YARD

LOWER GREENVILLE | 5624 SEARS ST.

Fort Worth

WATERS RESTAURANT

301 MAIN ST.

THE POINT ON LAKE WORTH

1349 BOMBER RD.

MASH’D

2948 CROCKETT ST.

THE PURPLE FROG

4368 BLUE BONNET CIR.

CAFE MODERN

3200 DARNELL ST.

REATA RESTAURANT

310 HOUSTON ST.

JOE T. GARCIA’S

2201 N. Commerce St.

Frisco

EDDIE NAPOLIS

8822 TEEL PKWY.

THE RAIL YARD

9040 FIRST ST.

THEODORE

6959 LEBANON RD.

THE STAR DISTRICT

VARIOUS RESTAURANTS INCLUDING CITY WORKS, CONCRETE COWBOY, HEIRLOOM HAUL, TUPELO HONEY & MORE

THE STAR BLVD.

Irving

PACIFIC TABLE

5238 N. O’CONNOR RD.

THIRSTY LION GASTROPUB & GRILL

350 LAS COLINAS BLVD.

BAR LOUIE

360 W. LAS COLINAS BLVD.

THE RANCH AT LAS COLINAS

857 W. JOHN CARPENTER FWY.

ITALIAN CAFÉ

387 E LAS COLINAS BLVD.

CORK & PIG TAVERN

5224 NORTH O’CONNER BLVD.

HUGO’S INVITADOS

240 NORTH O’CONNER BLVD.

OUTLAW TAP ROOM

IN THE FOUR SEASONS

4150 N. MACARTHUR BLVD.

Little Elm

 HULA HUT

210 E. ELDORADO PKWY.

 

McKinney

THE YARD

107 S. CHURCH ST.

SPOONS CAFE

100 E. LOUISIANA ST.

SUGAR BACON PROPER KITCHEN

216 W. VIRGINIA BLVD.

EJ WILLIS GASTROPUB

1910 N. STONEBRIDGE DR.

RICK’S CHOPHOUSE

107 N. KENTUCKY ST.

UNCORK’D BAR & GRILL

301 N. CUSTER RD.

Plano

URBAN CRUST

1006 E. 15TH ST.

RODEO GOAT

641 POWELL LN.

LEGACY WEST

VARIOUS RESTAURANTS AT LEGACY WEST INCLUDING HAYWIRE, BULLA, NORTH ITALIA & MORE

LEGACY & 121 (WEST)

THE SHOPS AT LEGACY

VARIOUS RESTAURANTS INCLUDING CRU FOOD & WINE BAR, DEL FRISCO’S GRILLE, MEXICAN SUGAR & MORE

LEGACY & 121 (EAST)

THE BOARDWALK AT GRANITE PARK
VARIOUS RESTAURANTS INCLUDING CHIPS, SUBURBAN YACHT CLUB, UNION BEAR & MORE

5880 TX-121 (AT DNT & 121)

Prosper

THE BRASS TAP

790 N. PRESTON RD.

EDDIE NAPOLIS OF PROSPER

1415 N. PRESTON RD.

THE GIN CAFE

204 W. BROADWAY ST.

GLORIAS
1110 S. PRESTON RD., STE. 10

SALSA TEX-MEX

1170 N. PRESTON RD., STE. 190

Richardson

SHADY’S

2701 CUSTER PKWY.

TEN50 BBQ

1050 N. CENTRAL EXPY.

DOG HAUS

477 S. CENTRAL EXPY.

TRICKY FISH

1251 STATE ST.

 

Southlake

MOXIE’S

1472 MAIN ST.

TAVERNA ROSSA

1115 E. SOUTHLAKE BLVD.

TRUFIRE KITCHEN & BAR

1239 MAIN ST.

BRIO ITALIAN GRILLE

1431 PLAZA PL.

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April Class Calendar

Republic Title is pleased to offer a variety of continuing education classes for our customers. Join us in March for classes including:

Advanced zipForm® Tips and Tools
Would you like to maximize efficiency within your zipForm® transaction? Join us to learn all of the newest tips and tools to elevate your transactions and streamline workflows. Advanced technology meets practical simplicity in this advanced demonstration.
April 2nd
10:00 am – 11:00 am
Zoom

TREC Legal Update II
Material mandated by TREC: Legal Update II covers a host of topics that TREC has deemed critical for all licensees to be familiar with, including fiduciary and ethical duties of the agent, guidance on dealing with water and mineral rights, and important updates to tax laws and rules.
April 3rd
10:00 am – 2:00 pm
The Lakes at Castle Hills

What To Expect From A Home Inspection
1. What an inspector does and does not inspect
2. Common defects or safety issues found in the home
3. How to prepare your clients for the home inspection
4. Limitations for a home inspection
5. Optional services that are offered
April 4th
10:00 am – 11:00 am
Republic Title North Dallas Office

TREC Legal Update II
Material mandated by TREC: Legal Update II covers a host of topics that TREC has deemed critical for all licensees to be familiar with, including fiduciary and ethical duties of the agent, guidance on dealing with water and mineral rights, and important updates to tax laws and rules.
April 9th
10:00 am – 2:00 pm
Republic Title Uptown Office

Instagram Reels for Real Estate Agents
If you’re looking to connect with more buyers and sellers while growing your brand, then Instagram Reels could be for you. Reels is a powerful way to cast a larger net to grow your followers and to showcase your listings to a wider audience. In this course you will learn the quick and easy steps to create a reel and given examples of content ideas so you can get started today.
April 9th
10:00 am – 11:00 am
Republic Title Preston Legacy

Survey Issues
Join us for this class intended to help licensees understand surveys and the applicable paragraphs in the TREC 1-4 Family Residential Contract and prepare them for any potential survey issues that may arise.
April 10th
12:00 pm – 1:00 pm
622 Carroll Drive, Garland 75041

Maximize Productivity with ChatGPT: A Real Estate Agent’s Guide
Teaching real estate agents to use ChatGPT can improve their overall effectiveness and efficiency in serving clients. Come to this class to learn the many ways ChatGPT can help you create better listing descriptions, social media posts, scripts for videos & blogs, ad copy and so much more.
April 10th
1:00 pm – 2:00 pm
Republic Title Southlake Office

Escape Hatches for Buyers
APPROVED TREC CONTRACT COURSE
In this class licensees will become familiar with specific conditions & contingencies within the contract and related addenda that, if not adhered to, could result in a Buyer’s valid termination of the contract.
April 11th
10:00 am – 11:00 am
Zoom

DFW Stats and Trends at your Fingertips
Successful agents know their local markets. Whether used in a casual meeting, a listing presentation or on social media, knowing how to produce market reports is essential. Join us to learn how to generate current and relevant monthly/annual stats using all the tools available to you through NTREIS.
April 16th
10:00 am – 11:00 am
Zoom

Top Ten Contract Addenda
APPROVED TREC CONTRACT COURSE.
Join us to review 10 of the most commonly utilized TREC contract addenda including Third Party Financing Addendum, Addendum for Backup Contract and more.
April 17th
12:00 pm – 1:00 pm
Republic Title Frisco Office

Survey Issues
Join us for this class intended to help licensees understand surveys and the applicable paragraphs in the TREC 1-4 Family Residential Contract and prepare them for any potential survey issues that may arise.
April 23rd
10:00 am – 11:00 am
Republic Title Preston Legacy Office

Death, Divorce & Real Estate
Join us to learn important laws surrounding death and divorce such as separation, homestead issues, community property and probate.
April 24th
10:00 am – 11:00 am
Zoom

What to Expect from a Home Inspection
1. What an inspector does and does not inspect
2. Common defects or safety issues found in the home
3. How to prepare your clients for the home inspection
4. Limitations for a home inspection
5. Optional services that are offered
April 24th
11:00 am – 12:00 pm
Republic Title Lakewood Office

New Forms Editor-zipForm®
The new forms editor in zipForm® introduces several intelligent and intuitive features, giving agents and brokers everything they need to prepare and send forms faster than ever. With a new and improved workspace, you can autofill forms, fill out multiple forms at once, mark up documents, add personalized clauses and quickly add signers and property information.
April 24th
11:00 am – 12:00 pm
Republic Title Southlake Office

Hit the Road with MLS Touch App
Deals are made on the road. MLS Touch is the most advanced Mobile MLS app for agents! Come to this class to learn how to use this tool like a pro from the first time you log in. Seamless integration with Matrix, OneHome Portal, Realist Tax and more. Set up your own branded app to share with clients and on social media.
April 25th
10:00 am – 11:00 am
Zoom

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Texas Homestead Notice

New Central Appraisal District Procedures in Texas You Need to Know About

Beginning in 2024, a modification in the Texas Tax Code requires all Central Appraisal Districts to verify a property owner’s eligibility to continue to receive their homestead exemption. For most districts, this will consist of a review every five years, potentially necessitating some homeowners to reapply for their exemption. Should you receive notification from your Central Appraisal District, it’s crucial not to disregard it. Take proactive measures to confirm your eligibility and ensure ongoing access to the advantages provided by the homestead exemption.

What changed?

The new HMS law require the CAD to put a procedure in place to confirm exemptions are still applicable at minimum once every five years.

SECTION 1. Section 11.43, Tax Code, is amended by adding Subsection (h-1) to read as follows:

(h-1) The chief appraiser of an appraisal district shall develop a program for the periodic review of each residence homestead exemption granted by the district under Section 11.13 to confirm that the recipient of the exemption still qualifies for the exemption. The program must require the chief appraiser to review each residence homestead exemption at least once every five tax years. The program may provide for the review to take place in phases, with a portion of the exemptions reviewed in each tax year.

SECTION 2. The chief appraiser of an appraisal district shall develop and implement the program required by Section 11.43(h-1), Tax Code, as added by this Act, not later than January 1, 2024. The program must provide that the first five-year review cycle required by that section begins on that date.

SECTION 3.  This Act takes effect September 1, 2023

What didn’t change?

  • Duty to notify- Property owner must notify the chief appraiser in writing before May 1 of the year after his or her right to this exemption ends.
  • No requirement to refile annually- Property owner does not need to reapply annually, but must reapply if the chief appraiser requires additional information or reapplication.

What does that mean to me?

In an effort for CAD to verify applicable exemptions, homeowners may receive requests by the chief appraiser to reapply for the existing exemptions.  Failure to not respond to these requests may result in a loss of all exemptions for the current calendar year and future years. Do not ignore requests from the CAD for reapplication or additional information.

What documentation may be required?

Along with a completed application. “Attach a copy of property owner’s driver’s license or state-issued personal identification certificate. The address listed on the driver’s license or state-issued personal identification certificate must correspond to the property address for which the exemption is requested. Property owners who reside in certain facilities or participate in a certain address confidentiality program may be exempt from this requirement. The chief appraiser may waive the requirements for certain active duty U.S. armed services members or their spouses or holders of certain driver’s licenses.”

Are you sure this isn’t fraud?

If you are concerned the request is fraudulent, please contact the CAD at the numbers below.  Remember there is NO fee to apply for exemptions or reapply for exemptions.

Collin County Central Appraisal District – 469.742.9200
Dallas County Central Appraisal District – 214.631.0520
Denton County Central Appraisal District – 940.349.3800
Ellis County Central Appraisal District – 972.937.3552
Grayson County Central Appraisal District – 903.893.9673
Hunt County Central Appraisal District – 903.454.3510
Johnson County Central Appraisal District – 817.648.3000
Kaufman County Central Appraisal District – 972.932.6081
Parker County Central Appraisal District – 817.596.0077
Rockwall County Central Appraisal District – 972.771.2034
Tarrant County Central Appraisal District – 817.284.0024
Wise County Central Appraisal District – 940.627.3081

For more information, check out our Texas Tax Exemptions flyer.

Idyllic bike ride

Republic Title Offers a Spring Market Outlook For North Texas Residential Real Estate

As the North Texas real estate market gears up for the spring season, there’s an air of optimism and anticipation. With several factors at play, this year’s spring market promises to be dynamic and promising for buyers and sellers alike.

This outlook is provided by Republic Title, an industry leader and title expert with over 30 years of experience in North Texas, who closely monitors market trends and provides valuable insights to stakeholders in the real estate industry.

1. Dallas-Fort Worth Ranks as The No. 2 Hottest Housing Market

According to the latest RE/MAX National Housing Report, the Dallas-Fort Worth Metroplex has secured its position as the No. 2 hottest housing market in the nation. This ranking underscores the region’s enduring appeal and resilience, positioning it as a top destination for homebuyers and investors alike. With demand remaining robust and inventory levels tight, the D-FW housing market is poised to continue its upward trajectory, offering promising opportunities for both buyers and sellers.

2. Anticipated Faster Recovery Than The National Average

Despite economic fluctuations, North Texas is expected to rebound faster than the national average. The region’s diverse economy, coupled with its strong job market and population growth, serves as a catalyst for recovery. As businesses expand and economic activity resumes, consumer confidence is expected to strengthen, further fueling housing market activity. This accelerated recovery trajectory bodes well for homeowners and prospective buyers, signaling a return to growth and prosperity in the North Texas real estate market.

Home prices are expected to rise during this year’s spring market.

3. Projected Rise in Home Prices

Home prices in North Texas are anticipated to continue their upward trajectory during the spring market. Limited inventory coupled with high demand exerts upward pressure on home prices, making it a seller’s market in many areas. Buyers should be prepared to act quickly and competitively to secure desirable properties, while sellers stand to benefit from favorable pricing dynamics. Despite affordability challenges, the prospect of lower mortgage rates in the near future may provide some relief for buyers.

4. All Eyes on The Federal Reserve

As the real estate market enters the spring season, all eyes are on the Federal Reserve and its monetary policy decisions. While most experts do not predict an immediate drop in mortgage rates, there is speculation about potential rate adjustments later in the year.

For those in the homebuying market, an option to consider is to proceed with a purchase now and explore the opportunity to refinance when rates are expected to decrease. This strategic approach allows buyers to take advantage of current market conditions while keeping future opportunities in mind.

According to statistics from the U.S. Burea of Labor Statistics, Dallas has the second fastest-growing job market in the country.

5. Dallas Boasts the Second Fastest-Growing Job Market

According to the U.S. Bureau of Labor Statistics, Dallas continues to solidify its reputation as a thriving economic hub, with the second fastest-growing job market in the country. The region’s diversified economy, business-friendly environment, and skilled workforce attract businesses and talent from across the nation.

As job opportunities abound and wages rise, North Texas remains an attractive destination for professionals and families seeking career advancement and economic prosperity. This robust job market not only drives housing demand but also fosters long-term stability and growth in the real estate sector.

6. Vigilance Against Wire Fraud Scams

Despite the positive outlook for the spring market, buyers, sellers, and real estate professionals must remain vigilant against wire fraud scams. With the increasing reliance on digital platforms for transactions, cybercriminals continue to target unsuspecting individuals in real estate transactions.

It’s essential for all parties involved to exercise caution, verify the authenticity of communication channels, and implement secure payment protocols to mitigate the risk of wire fraud. By staying informed and adopting best practices for cybersecurity, stakeholders can safeguard their interests and ensure a smooth and secure real estate transaction process.

In conclusion, the spring market outlook for residential real estate in North Texas is marked by optimism, resilience, and promising opportunities. With favorable market conditions, anticipated interest rate adjustments, and a robust job market, the stage is set for a vibrant and dynamic season ahead.

Ready to navigate the North Texas real estate landscape? Ask your real estate agent about Republic Title and let our experienced team guide you to your real estate goals!

 

Source: Candysdirt.com – Republic Title Offers a Spring Market Outlook For North Texas Residential Real Estate – CandysDirt.com

City-fast-Facts-Website-Thumbnail-Murphy

Spotlight on Murphy

Whether you’re a lifelong resident or new to the area, there’s always something new to discover about your neighborhood.  With that in mind, we created a Fast Facts sheet for cities and neighborhoods all over the DFW area. Our DFW Area fast facts have detailed real estate insights, things to do, places to shop and some of our favorite restaurants in each area.

Murphy, Texas, is a thriving suburb nestled in Collin County, just northeast of Dallas. Known for its tranquil neighborhoods and top-rated schools, Murphy offers residents a peaceful yet convenient lifestyle. With well-maintained parks, community events, and easy access to nearby shopping and dining options, Murphy is an ideal place for families and individuals seeking a close-knit community atmosphere.

Head to our website now to get all the details you need to stay up-to-date and in-the-know about your local neighborhood. Your community is waiting for you! republictitle.com/dfw-area-city-fast-facts

POPULATION

21K

AVERAGE HOUSEHOLD INCOME

$159K

MEDIAN AGE

39

HOUSING

90% OWN
10% RENT

AVERAGE SALES PRICE

$588K

AREA ACTIVITIES & FEATURES

• SACHSE HISTORICAL SOCIETY MUSEUM
• MUDDY CREEK NATURE RESERVE
• SACHSE PUBLIC LIBRARY
• JOE J. AND PATRICIA D. STONE PARK
• HAPIK DALLAS FIREWHEEL
• SALMON PARK

FAVORITE LOCAL DINING & DRINK SPOTS

• SACHSE ICE HOUSE • BOP JOA •FRANKIE’S MEXICAN
CUISINE • OSAKA HIBACHI SUSHI AND BAR • WOODBRIDGE
CAFÉ • THE BRASS TAP • PRIMO BROTHERS PIZZA •
• PHO STATION • DOUGH GOURMET PIZZA • THE FILLMORE
PUB • TAQUERIA GUANAJUATO • YE SHIRE TAVERN •
• MR. PIDE • PANDA CHEF • GYROS & KABOBS • THE TIPSY
  CHICKEN • MANNY’S TEX-MEX • SACHSE NUTRITION •

FAVORITE LOCAL SHOPPING

• FIREWHEEL TOWN CENTER • LAVISH REALM • ALLEN
PREMIUM OUTLETS • AESTHETIC BOUTIQUE •

AVERAGE DRIVE TIMES

• DOWNTOWN DALLAS | 42 MINUTES
• DALLAS LOVE FIELD AIRPORT | 40 MINUTES
• DFW INTERNATIONAL AIRPORT | 35 MINUTES
• AT&T STADIUM & GLOBE LIFE FIELD | 50 MINUTES
• DOWNTOWN FORT WORTH | 65 MINUTES

**Print Version