Instagram For Business
Instagram has become one of the most popular social media platforms for businesses. Here are some ideas to use for marketing your business.
- Add professional-looking photos.
Instagram is a photo-sharing social media platform, so it’s important to share visually pleasing content. Generic photos won’t cut it. Take photos, edit them, and take the time to make sure you’re creating a cohesive grid on Instagram. [Read related article: 10 Best Photo Editing Apps for Business]
To add a new photo, tap the camera button at the bottom of your screen. You can take a new photo or select one from your camera roll. On the next screen, there are multiple options to personalize your post. You can add a filter, tag other users, write a caption and add a location. You can also turn off comments on this page with the advanced settings.
- Use Instagram Stories.
Instagram Stories is one of the channel’s most popular features. These photos and videos disappear 24 hours after they’re posted. Instagram offers many tools that make it easy to create engaging and creative stories.
“Small businesses should leverage Instagram Stories to market their products and services, getting their messages to followers that otherwise might not see regular Instagram posts in their feed because of the latest updates to the algorithm,” said Laura Kenat, content coordinator at Jo Chicago.
On Instagram Stories, you can post recorded videos, still photos, live videos, boomerangs (videos that loop back and forth), basic text, music and focused photos. You can also add stickers such as your location, the temperature, user tags and hashtags.
The stickers for polls, questions and sliding bars make it easy to interact with your users and get feedback. Some accounts use the questions feature to hold a weekly Ask Me Anything, which is a fun way to answer common questions.
Another way to draw attention to your brand is with Stories Highlights, which stay on your profile until you remove them.
- Stream live videos.
In addition to Instagram Stories, users can take and stream live video that disappears – sort of like a cross between Facebook Live and Snapchat. You can give customers a live look behind the scenes of interesting aspects of your business, show products or answer live questions through the comments.
Once the video ends, it lives in your Instagram Stories for 24 hours. If you want a video to remain on your Instagram feed, you can upload video you’ve taken or shoot video directly through the app to post. If you choose to shoot or upload video, you can still add filters and change the cover.
- Interact with other Instagram users.
As with any social media platform, it’s important to engage and interact with your followers on Instagram. Here’s how.
Liking: Liking is a simple way to connect with other users. To like a photo, either double-tap the image or tap the heart button under the post.
Commenting: Next to the like button is a comment button – just tap it, and the app will take you to the comments page for that photo, with a text box where you can enter what you want to say. Hit Post when it’s complete.
Mentioning: As on Twitter, you can use the @ symbol to tag other users in your Instagram comments or post captions.
Tagging: Instagram allows you to add tags before you post content. To do so, tap Tag People before sharing your photo, and then tap where in the photo you’d like to add a tag. The app then prompts you to type in the person’s name to search for their account. Once you’ve tagged other users in your photo and shared the image, other users can tap on the photo to see the people who are tagged.
Direct messaging: To access Instagram Direct, go to the homepage and tap the button in the top right corner. Here, you can send private instant messages, photos and videos to other users. To send a new DM, tap the + button in the top right corner and select Send Photo or Video, or Send Message. Once you’ve sent the message, you and the recipients can message back and forth. Users who are not already following you will be asked whether they want to allow you to send them photos and videos before they can view your DM.
Facebook, which owns Instagram, plans to integrate Facebook Messenger, Instagram direct messages and WhatsApp to create one messaging platform, according to a January 2019 New York Times article. When this is done, you’ll be able to connect with your followers on Facebook and Instagram through one application.
- Use hashtags.
Hashtags are a great way to help users find content on Instagram. Hashtags can include letters and numbers, but they can’t contain any non-numerical characters. For example, #DaveAndBusters works as a hashtag, but #Dave&Busters does not.
Because users can both search for hashtags and click on hashtags they see in posts in the app, relevant hashtags can be a highly effective tool for getting noticed. However, make sure you’re using the right hashtags for your brand.
Hashtags such as #nofilter (a photo that hasn’t been heavily edited with filters), #selfie (a picture of yourself), and #tbt or #throwbackthursday (old photos) are popular on Instagram, but they may not work for you or your brand. It’s a good idea to look at other established brands or even personal users and bloggers in your industry for examples of what hashtags to use.
Instagram allows a maximum of 30 hashtags in a post or comment, but that many would be excessive. The fewer hashtags you can use to get quality responses, the better. Using a lot of popular hashtags might earn you a lot of likes from other users, but it probably won’t increase your following all that much, and the interactions you get will likely not be from people who are interested in your brand but rather those who just saw and liked your image.
Once you understand hashtags, you can branch out and experiment to find which ones work best for your brand. It’s also smart to create a custom hashtag for your business or even an event you’re hosting. This way, customers can follow along with an event, even if they aren’t there in person.
- Advertise on Instagram.
Like on other social channels, businesses have the option to advertise on Instagram. There are three formats for advertising:
Photo ads: These look like regular photo posts, but they have a Sponsored label above the photo. They also have a Learn More button in the bottom right corner under the photo.
Video ads: Like the photo ads, these look like regular video posts, but with a Sponsored label on top.
Carousel ads: These ads look identical to photo ads but feature multiple photos that users can swipe through.
All three ad formats appear in users’ home feeds. These ads support four objectives: video views, click-thrus to your website, mobile app installations and mass awareness.
For more information about advertising on Instagram, go here.
- Sell products on Instagram.
In May 2018, Instagram added a payment feature for select users. It has now started to roll Checkout on Instagram out to all users. And it could potentially have a big impact on small businesses. With the feature, users can buy things without leaving Instagram. In the coming weeks, you’ll see a blue Checkout button under images of products from an initial group of 20 brands, including Burberry, Nike and Warby Parker. All that will be required to complete a transaction will be a name, email address, billing info and shipping addresses. Facebook, Instagram’s parent company, will then save that data for future transactions. Users can pay via Visa, Mastercard, American Express, Discover and PayPal. While this remains in closed beta, small businesses do not have the ability to sell via the platform. But, we anticipate that will change in the next year.
Currently small businesses can take advantage of Shoppable Posts to sell products through Instagram. A business simply creates a product catalog connected to their account. Then you tag the product, similar to how you tag a person in a post. To create a shoppable post you must have a business account and you must sell physical goods that comply with Instagram’s merchant agreement and commerce policies. You can create your catalog through Facebook, Shopify or BigCommerce.
Other Instagram tips and tricks
To get the most out of your Instagram account, keep these tips in mind.
Links don’t work in Instagram captions. The only place you can share a working link that takes users to a website is in your profile. Links don’t work in captions or photo comments, so if you’re trying to direct people to a specific webpage, you can change the default link in your bio to that page and note in the caption that the link is in your profile.
Make sure your posts relate to your brand. It can be tempting to share photos of food, fashion and animals because they’re popular on the platform. But if your business has nothing to do with those things, it could make you look disjointed and confuse your followers.
Run giveaways and promotions. Post an image advertising your giveaway, sale or contest, and ask users to repost that image with a specific, custom hashtag to enter. You can then search that hashtag to see who has reposted it and pick a winner. Promotions like this allow your customers and followers to market your brand for you by talking about your promotion on their personal pages, and it drives more people to visit your profile. If you do decide to run a contest or sweepstakes, though, make sure you’re following rules and guidelines.
Respond to other users’ comments. When people comment on your photos, reply to them. Interacting with customers and followers shows that you are paying attention and care about what they say. They’ll be more likely to continue following you and interacting with your pictures if they feel like they matter.
Embed Instagram posts on your website. From the desktop version of Instagram, you can get an embed code to add specific images and videos to your company’s website. This shows visitors that you’re active on Instagram and can help you gain more followers. Just select the photo you want to embed, click the ellipsis button in the bottom right corner, and select Embed. This pulls up a box with the embed code and gives you the option to display the caption. From there, copy and paste the code where you want it to go on your website.
Use Instagram influencers to promote your business. Influencers are people who have large followings on Instagram. You can pay influencers to market your products to their followers in a natural way. These sponsored posts typically are subtle and don’t look like ads. This is helpful because people typically hate advertisements.
Share posts directly to your story. In May 2018, Instagram announced a feature that allows users to share posts directly to their stories. With this feature, small businesses can interact with their followers while promoting their product or services. If a client posts a photo of your product, you can share the post directly to your story to highlight the product and your client.
Use polls and other features in your stories. Instagram offers many interactive features that you can use to build online conversations and relationships. For instance, you can use the interactive questions sticker in Instagram Stories. This feature lets followers submit questions for you to answer. This is a fun and simple way to interact with your followers.
Use IGTV. Launched in June 2018, IGTV is a feature that shows long-form, vertical videos. IGTV is available in a stand-alone app and within Instagram’s app, and each video can be up to an hour long. If you get creative, you can use IGTV to market your business in several ways, including by hosting FAQ sessions and conducting how-to chats. For more ways to use video marketing on social media, check out this Business News Daily guide.
Click here for full article and other helpful information.
Source: https://www.businessnewsdaily.com/7662-instagram-business-guide.html
June Is Homeownership Month
June is homeownership month, a time to celebrate and promote the dream of owning a home! Here’s more info on how you can get involved this month and how you can be a #homeownerhero.
What is Title Insurance?
Explaining title insurance to your buyer clients can be difficult and confusing to say the least. We hope this short video on what title insurance is will help you and your clients better understand the importance of protecting your home with title insurance coverage.
Two types of Title Insurance
There are two basic types of title insurance:
• Loan Title Policy
• Owner’s Protection
Most financial lenders require a Loan Title Policy as security for their investment in your property, just as they require homeowners or other types of coverage for their protection.
Owner’s title insurance lets the new home owner feel safe and confident there are no other claims as to the ownership of the insured property. Among other matters it insures access to the property, gives the homeowner the right to occupy the property, provides good and indefeasible title which shows there are no specific liens against the property. The policy is purchased at the closing and lasts as long as you have an interest in the insured property.
What does your Premium Cover?
Title insuring begins with a search of public land records affecting the real estate concerned. An examination is conducted by the title agent on behalf of its underwriter to determine whether the property is insurable. We have a highly qualified team of abstractors and examiners that review your property to be sure you have clean and clear title to your new home. Some of the items they review are:
• They review prior owner’s wills and deeds to be sure the wording and names are correct.
• They look to make sure all outstanding mortgages and/or judgments are released or will be released at closing.
• They check on liens against the property because the seller has not paid his/her taxes.
• They search to be sure there are no lawsuits or legal action that would affect the property.
• They examine the records to be sure and make note of any easements and utility lines that will cause any issues.
Protecting your Investment
Title insurance is not as commonly understood as other types of insurance. However, it is just as important. When you purchase a home, in addition to purchasing the actual land or building structure, you are actually purchasing the title to that property as well as the rights to occupy and use the space. Having an Owner’s Title Policy insures and protects claims asserted by others on your property.
Other types of insurance that protect your home may focus on possible future events and charge an annual premium. Owner’s Title Insurance is a one-time purchase and following a careful examination and research of past ownership of your property, it protects you on claims or issues on your property before you were the owner.
Your home is probably your most important investment. Before closing on your home, inquire about your title insurance protection. Be sure to protect your asset with an Owner’s Title Policy.
Texas Watering Holes
Wanting to escape the summer heat? Here are some of the watering holes around our great state.
1. Balmorhea State Park – Balmorhea, TX
If you happen to be driving 60 miles west of Fort Stockton and find yourself desiring a nice way to cool down, you’ll be in luck. You’d be around the corner from Balmorhea State Park; the world’s largest spring fed pool. Not only is it huge, it’s in the middle of the desert. Along with providing humans 72 degree water, year-round, it’s home to fish, turtles, and various other creatures.
There are even retro motor-court style cabins for folks who’d like to spend a few days at the park. Admission is $7, which considering you’re in the desert, is a small price to pay to escape the west Texas heat.
2. Jacob’s Well – Wimberley, TX
This spring-fed swimming hole in northwest Wimberley, Texas still flies under the radar after all these years. On any given summer day, you won’t find more than 20-30 people down here, which is a great thing. Nestled in a thick area of trees and shrubs, there’s plenty of shade from the hot Texas sun if you just want to watch folks who decide to take a big jump in to the well.
The opening of the well is about 12 feet wide, and it descends 35 feet, before descending another 120 feet at an angle in to caves. Diving in to the underwater caves isn’t recommended though, even for experience SCUBA folks, so if you do go, stick to swimming and enjoying the pool this spring has created.
3. Hamilton Pool – Dripping Springs, TX
At first glance, Hamilton Pool looks like it belongs on another planet. We’re always saying Texas is like nowhere else, and this is exactly why. Hamilton Creek spills over the top creating a 50-foot waterfall in to the shaded pool below. Bring a towel to grab some sun on the shore, or some goggles to swim. Either way, don’t leave your sun-block at home. Sunburns are no fun.
On occasion, the pool is closed due to weather or trail conditions, so it’s always smart to call ahead at (512) 264-2740 to verify that they’ll be open that day.
4. Krause Springs – Spicewood, TX
The previous three swimming holes have been on public land, but Krause Springs is owned by the Krause family, and has been for about 50 years. It’s open year round and is fed by, you guessed it, springs. There is a lot to do aside from just swim such as butterfly gardens and plenty of beautiful Texas landscape to explore.
As far as amenities go, there is both primitive camping and RV hookups. There is a cheap per person charge to enter the park, as well as to camp.
5. Barton Springs – Austin, TX
You can’t do a Texas swimming holes list without Barton Springs. The “frigid” spring-fed waters of Barton Springs are said to be healing waters. The biggest ailment I know it cures is heat exhaustion, but boredom is another disease this pool takes care of quickly.
It’s $3 to enter for the day. Parking can be an issue if you’re trying to park on the North side of the pool, so if you’re driving down, try parking on the south side for the best luck on that end. Bring your blanket or towel so you can post up on the hill, but leave your food, frisbees, footballs, and alcohol at home.
6. Devil’s Waterhole – West of Burnet, TX
Nowadays, droughts are a big factor in whether or not you’ll enjoy watering holes in a particular area. Devil’s Waterhole in Inks Lake State Park thankfully isn’t affected by drought conditions. The cliffs are fun to jump off of for those of yall who aren’t afraid of heights.
Aside from the swimming hole, there’s plenty to do in the park for all yall that like fishing, hiking, and camping.
7. Blanco State Park – Blanco, TX
One thing is for sure; in Texas we love damming up rivers or springs to make giant pools out of them. Blanco State Park has one of the prettiest such pools. Located in Blanco, TX it’s a short drive from Austin as well as not too far out of the way if you find yourself out in Fredericksburg.
As with most of the swimming holes, this park has plenty of fishing, hiking, and picnic area for all ages to enjoy.
8. Las Moras Pool, Fort Clark Springs – Brackettville, TX
If the crowds at Barton Springs get ya down, you can drive to the southwest Texas city of Brackettville and stay at Fort Clark Springs. Boasting the 3rd largest spring fed pool in Texas, this private resort is worth the stay. The Las Moras pool is huge and sits in the middle of what used to be a functioning military base.
Despite having been a military base, there is plenty to do in terms of tourism and activities. The usual camping, swimming, and RV’ing is available for any takers. Don’t cruise down there expecting to jump right in the pool though. It’s only available to folks staying at the resort, but it’s definitely worth the stay.
9. Garner State Park – Concan, TX
I would literally be thrown out of Texas if I didn’t mention Garner State Park. The miles and miles of Frio river have been a Texas destination for years. Not to mention, Garner is where many of us learned to Two-Step during the summer dances.
Concan is a popular destination during the summer, so expect big crowds in Garner. Don’t worry though, there’s plenty of Texas for everyone to enjoy. Just don’t be surprised if most of the cabins are booked if you wait too long to grab one.
10. City Tube Chute – New Braunfels, TX
Many a cooler of beer has been lost to the City Tube Chute in New Braunfels. Made out of concrete and stone, this dam/chute has also been the location of years and years of cool enjoyment. Whether you’re just floatin’ through on your way down the Comal or you’re sticking around all day to watch all the drunks float by, it’s one of the top spots to cool down in Texas.
Due to the fact that some folks have been messin’ with Texas, there are some new rules in place for what you can and can’t take on the Comal river. Be sure to check out the updated rules before you head on down.
Source: http://yestotexas.com/10-best-swimming-holes-in-texas/
What You Should Know About Texas
Here is so fun Texas trivia:
- FROM WHERE DOES THE STATE NAME “TEXAS” COME? The name Texas comes from Tejas, an Indian word meaning friendly.
- WHAT IS THE STATE MOTTO? Friendship.
- WHAT IS THE STATE NICKNAME? The Lone Star State.
- WHAT IS THE STATE BIRD? The Mockingbird.
- WHAT IS THE STATE TREE? The Pecan tree.
- WHAT IS THE STATE FLOWER? Bluebonnet.
- WHAT IS THE STATE GEM? Topaz.
- WHAT IS THE STATE STONE? Petrified Palmwood.
- WHAT IS THE STATE FOOD DISH? Chili.
- WHAT IS THE STATE SONG? “Texas, Our Texas”
- WHAT IS THE STATE FISH? The Guadalupe Bass.
- WHAT IS THE STATE GRASS? Sideoats Grama.
- WHAT IS THE STATE SHELL? The Lightning Whelk.
- WHAT IS THE STATE ANIMAL? The armadillo.
- WHAT IS THE STATE LARGE ANIMAL? The longhorn.
- WHAT IS THE STATE INSECT? The Monarch butterfly.
- HOW MANY FLAGS HAVE FLOWN OVER TEXAS EXERCISING ACTUAL DOMAIN OVER OR STAKING MAJOR CLAIMS TO THE STATE? CAN YOU NAME THEM? The proverbial “six flags” that have flow over Texas are those of Spain, France, Mexico, The Republic of Texas, The Confederacy, and The United States.
- WHERE IS THE STATE CAPITAL LOCATED? Austin.
- OUT OF WHAT MATERIAL WAS THE TEXAS STATE CAPITAL BUILDING IN AUSTIN CONSTRUCTED? Texas pink granite.
- WHAT DISTINCTION DOES THE TEXAS STATE CAPITAL BUILDING HOLD OVER ALL OTHER STATES? It is the largest, containing some 8.5 acres of floor space and nearly 500 rooms.
- WHO IS THE PRESENT GOVERNOR OF TEXAS? Greg Abbott
- FOR APPROXIMATELY HOW MANY STRAIGHT-LINE MILES DOES THE STATE OF TEXAS EXTEND, NORTH TO SOUTH? 800 miles; 801 to be exact.
- WHICH IS THE LARGEST COUNTY IN TEXAS? HINT, HINT: IT ENCOMPASSES 6,233 SQUARE MILES, AN AREA LARGER THAN THE STATE OF CONNECTICUT. The largest county is Brewster County in West Texas.
- WHAT FOUR (4) STATES BORDER TEXAS? Louisiana on the East, Arkansas on the Northeast, Oklahoma on the North, and New Mexico on the West.
- WHAT WATERWAY FORMS THE LONGEST SEGMENT OF THE STATE’S BOUNDARY? The Rio Grande forms the longest segment of the boundary.
- WHAT IS THE LARGEST CITY IN TEXAS BY POPULATION? Houston.
- THE RIO GRANDE IS THE LONGEST RIVER IN THE STATE. WHAT RIVER IS THE SECOND LONGEST? The Red river.
- OF ALL THE STATES IN THE UNITED STATES, TEXAS RANKS SECOND IN VOLUME OF INLAND WATER. WHICH STATE RANKS FIRST? Alaska.
- WHAT IS THE HIGHEST DAM IN TEXAS? Mansfield Dam on Lake Travis is the highest at 266 feet.
- TEXAS FARMS AND RANCHES COVER ABOUT WHAT PERCENT OF THE STATE’S LAND AREA? Farms and ranches cover about 132 million acres, nearly 80 percent of the State’s land area.
- HOW MANY INDIAN RESERVATIONS CAN BE FOUND IN TEXAS? Two! The Alabama-Coushatta Indian reservation between Livingston and Woodville in East Texas, and the Tigua Indian reservation in El Paso. The Kickapoo Indians occupy a 125-acre site near Eagle Pass that has not been designated as a reservation.
- IN THE 1860’S, WHAT OUTNUMBERED PEOPLE IN TEXAS 9 TO 1? Longhorn cattle.
- WHAT IS THE STATE SONG OF TEXAS? Texas our Texas
- WHAT STATE IN THE UNION HAS THREE CITIES INCLUDED IN THE NATIONS’S TEN MOST POPULATED CITIES? Texas (Houston, Dallas, San Antonio)
- WHAT IS THE MOST NORTHERN, SOUTHERN, AND WESTERN TOWNS IN TEXAS? Texoma, Brownsville, and Anthony
- WHAT FAMOUS CIVIL WAR GENERAL SERVED AS AN OFFICER IN THREE DIFFERENT NATIONS? A.S. Johnston served as an officer in the Republic of Texas Army, the United States Army, and as a general in the Confederate States Army was mortally wounded at the battle of Shiloh.
- WHO WAS THE ONLY PERSON IN AMERICAN HISTORY THAT HAD SERVED AS GOVERNOR OF TWO STATES? Sam Houston was governor of Tennessee and later Texas.
- WHICH CIVIL WAR UNIT SUFFERED THE HIGHEST PERCENT OF CASUALTIES DURING ONE BATTLE? The 1st Texas suffered 82.4% casualties during the battle of Sharpsburg, September 17, 1862.
- WHAT IS THE DAVIS MOUNTAINS, JEFF DAVIS COUNTY, AND FORT DAVIS ALL NAMED AFTER? Jefferson Davis, president of the Confederate States of America who wrote, “Soldiers of other states have their reputations to gain. The sons of the Alamo have theirs to maintain.”
- HOW MANY U.S. PRESIDENTS WERE BORN IN TEXAS? Two-Dwight D Eisenhower and Lyndon B Johnson
- WHERE WAS THE LAST LAND BATTLE OF THE CIVIL WAR FOUGHT? Palmito Ranch near Brownsville, Texas May 12-13, 1865 (more than a month after Lee surrendered his Army of Northern Virginia).
- WHAT IS DOCUMENTED TO HAVE BEEN THE MOST HUMANE CIVIL WAR P.O.W CAMP HAVING THE LOWEST FATALITY RATE, NORTH OR SOUTH? Camp Ford near Tyler, Texas.
- WHICH BATTLE WAS THE MOST LOP SIDED VICTORY OF THE CIVIL WAR? The battle of Sabine Pass, Sept 8, 1863 46 men of the Jeff Davis Guards, 1st Texas Heavy Artillery defeated a Union force of 5,000 infantry, two gunboats, and 200 sailors.
- WHICH BATTLE DID TEXAS WIN its WAR OF SECESSION AGAINST MEXICO? San Jacinto
- OVER WHICH RIVER DOES THE HIGHEST BRIDGE IN TEXAS SPAN? Pecos River
- WHAT WAS THE DEADLIEST NATURAL DISASTER IN AMERICAN HISTORY? The 1900 hurricane that hit Galveston killing between 6,000 and 8,000 residents.
- WHILE TEXAS WAS A REPUBLIC, HOW FAR DID its PAN HANDLE REACH? Into modern day Southern Wyoming
- WHICH WEST TEXAS UNIVERSITY IS NAMED FOR THE ONLY CONFEDERATE GENERAL WHO WAS BORN IN IOWA? Sul Ross University
- WHICH TEXAS GOVERNOR WAS BORN IN CONNECTICUT? George W. Bush Jr.
- WHAT IS THE SMALLEST INCORPORATED TOWN IN TEXAS? Round Top, population in 1990, 81
- WHICH STATE IN THE UNION HAS THE HIGHEST NUMBER OF PRO SPORTS TEAMS? Texas
Texas Fun Facts and Trivia
- Texas is popularly known as The Lone Star State.
- The Alamo is located in San Antonio. It is where Texas defenders fell to Mexican General Santa Anna and the phrase Remember the Alamo originated. The Alamo is considered the cradle of Texas liberty and the state’s most popular historic site.
- The lightning whelk is the official state shell.
- Texas is the only state to have the flags of 6 different nations fly over it. They are: Spain, France, Mexico, Republic of Texas, Confederate States, and the United States.
- Although six flags have flown over Texas, there have been eight changes of government: Spanish 1519-1685, French 1685-1690, Spanish 1690-1821, Mexican 1821-1836, Republic of Texas 1836-1845, United States 1845-1861, Confederate States 1861-1865, United States 1865-present
- The King Ranch in Texas is bigger than the state of Rhode Island.
- During the period of July 24-26, 1979, the Tropical Storm Claudette brought 45 inches of rain to an area near Alvin, Texas, contributing to more than $600 million in damages. Claudette produced the United States 24 hour rainfall record of 43 inches.
- More wool comes from the state of Texas than any other state in the United States.
- Edwards Plateau in west central Texas is the top sheep growing area in the country.
- Texas is the only state to enter the United States by treaty instead of territorial annexation.
- The state was an independent nation from 1836 to 1845.
- Texas boasts the nation’s largest herd of whitetail deer.
- A coastal live oak located near Fulton is the oldest tree in the state. The tree has an estimated age of more than 1,500 years.
- Sam Houston, arguably the most famous Texan, was actually born in Virginia. Houston served as governor of Tennessee before coming to Texas.
- Caddo Lake is the only natural lake in the state.
- The first offensive action of the Texas Revolution occurred in Goliad on October 9, 1835 when local colonists captured the fort and town.
- On December 20, 1835 the first Declaration of Texas Independence was signed in Goliad and the first flag of Texas Independence was hoisted.
- The Hertzberg Circus Museum in San Antonio contains one of the largest assortments of circusana in the world.
- The capital city of Austin is located on the Colorado River in south-central Texas. The capitol building is made from Texas pink granite. It served as the capital of the Republic of Texas in 1840-1842.
- Austin is considered the live music capital of the world.
- Texas is home to Dell and Compaq computers and central Texas is often referred to as the Silicon Valley of the south.
- Professional sports teams include the Dallas Cowboys, Dallas Mavericks, Dallas Stars, Houston Astros, Houston Comets, Houston Rockets, San Antonio Spurs, and Texas Rangers.
- Dr Pepper was invented in Waco in 1885. The Dublin Dr Pepper, 85 miles west of Waco, still uses pure imperial cane sugar in its product. There is no period after the Dr in Dr Pepper.
- The first suspension bridge in the United States was the Waco Bridge. Built in 1870 and still in use today as a pedestrian crossing of the Brazos River.
- In 1836 five sites served as temporary capitals of Texas: Washington-on-the-Brazos: Harrisburg: Galveston: Velasco: and Columbia. Sam Houston moved the capital to Houston in 1837. In 1839 the capital was moved to the new town of Austin.
- The capitol in Austin opened May 16, 1888. The dome of the building stands seven feet higher than that of the nation’s Capitol in Washington, D.C.
- Texas comes from the Hasinai Indian word tejas meaning friends or allies.
- The armadillo is the official state mammal.
- Texas has the first domed stadium in the country. The structure was built in Houston and opened in April 1965.
- The Houston Comets are the only team in the country to win four back-to-back WNBA championships. 1997-2000 Cynthia Cooper remains the only player to win the WNBA Championship MVP.
- The worst natural disaster in United States history was caused by a hurricane that hit Galveston in 1900. Over 8000 deaths were recorded.
- The first word spoken from the moon on July 20, 1969 was Houston.
- Texas’ largest county is Brewster with 6,208 square miles.
- Texas possesses three of the top ten most populous cities in the United States. These towns are Houston, Dallas, and San Antonio.
- El Paso is closer to Needles, California than it is to Dallas.
- Texas includes 267,339 square miles, or 7.4% of the nation’s total area.
- The state’s cattle population is estimated to be near 16 million.
- More land is farmed in Texas than in any other state.
- More species of bats live in Texas than in any other part of the United States.
- Laredo is the world’s largest inland port.
- Port Lavaca has the world’s longest fishing pier. Originally part of the causeway connecting the two sides of Lavaca Bay, the center span of was destroyed by Hurricane Carla in 1961.
- The Tyler Municipal Rose Garden is the world’s largest rose garden. It contains 38,000 rose bushes representing 500 varieties of roses set in a 22-acre garden.
- Amarillo has the world’s largest helium well.
- The world’s first rodeo was held in Pecos on July 4, 1883.
- The Flagship Hotel on Seawall Boulevard in Galveston is the only hotel in North America built entirely over the water.
- The Heisman trophy is named for John William Heisman the first full-time coach and athletic director at Rice University in Houston.
- Brazoria County has more species of birds than any other comparable area in North America.
- The Aransas Wildlife Refuge is the winter home of North America’s only remaining flock of whooping cranes.
- Jalapeno pepper jelly originated in Lake Jackson and was first marketed in 1978.
Source: https://www.50states.com/facts/texas.htm
The New Earnest Money Delivery Date Sample Timeline
FROM THE CONTRACT:
“IF THE LAST DAY TO DELIVER THE EARNEST MONEY FALLS ON A SATURDAY, SUNDAY, OR LEGAL HOLIDAY, THE TIME TO DELIVER THE EARNEST MONEY IS EXTENDED UNTIL THE END OF THE NEXT DAY THAT IS NOT A SATURDAY, SUNDAY, OR LEGAL HOLIDAY.”
IMPORTANT TIPS:
– EARNEST MONEY CANNOT BE DELIVERED ON A SATURDAY, SUNDAY OR LEGAL HOLIDAY. HOWEVER, YOU DO COUNT SATURDAY, SUNDAY AND LEGAL HOLIDAYS AS EFFECTIVE DAYS WHEN COUNTING THE THREE DAYS, BUT NOT AS THE DELIVERY DATE. THE DELIVERY DATE IS THE NEXT BUSINESS DAY.
– WHILE EARNEST MONEY IS NOT
REQUIRED TO BE DELIVERED UNTIL THE 3RD DAY, IT IS RECOMMENDED TO DELIVER THE CHECK DURING BUSINESS HOURS TO OBTAIN A RECEIPT OF EARNEST MONEY FOR THE DELIVERY.
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What Is Earnest Money
What is Earnest Money
Earnest money is a deposit made to a seller that represents a buyer’s good faith to buy a home. The money gives the buyer extra time to get financing and conduct the title search, property appraisal and inspections before closing. In most cases, earnest money is delivered when the sales contract or purchase agreement is signed, but it can also be attached to the offer. Once deposited, the funds are typically held in an escrow account until closing, at which time the deposit is applied to the buyer’s down payment and closing costs.
Earnest money is also known as an escrow deposit or good faith money.
Reasons to Pay Earnest Money
When a buyer decides to purchase a home from a seller, both parties enter into a contract. The contract doesn’t obligate the buyer to purchase the home, because reports from the home appraisal and inspection may later reveal problems with the house. The contract does, however, ensure the seller takes the house off the market while it’s inspected and appraised. To prove the buyer’s offer to purchase the property is made in good faith, the buyer makes an earnest money deposit (EMD).
When Earnest Money Is Refundable
The buyer may be able to reclaim the earnest money deposit if something that was specified ahead of time in the contract goes wrong. For instance, the earnest money would be returned if the house doesn’t appraise for the sales price or the inspection reveals a serious defect – provided these contingencies are listed in the contract.
Of course, earnest money isn’t always refundable. For example, the seller gets to keep the earnest money if the buyer decides not to go through with the home purchase for contingencies not listed in the contract, or if the buyer fails to meet the timeline outlined in the contract. And, not surprisingly, the buyer will forfeit the earnest money deposit if he or she simply has a change of heart and decides not to buy.
Earnest money is always returned to the buyer if the seller terminates the deal.
How Much You Pay in Earnest Money
While the buyer and seller can negotiate the earnest money deposit, it often ranges between 1% and 2% of the home’s purchase price, depending on the market. If a home costs $250,000, a 1% earnest money deposit would be $2,500; at 2%, the deposit would be $5,000.
In addition to the local market rates, the size of the earnest money deposit depends on the level of interest other buyers have expressed, how hot the housing market is and how quickly a prospective buyer can close on his or her offering price. In hot housing markets, the earnest money deposit might range between 5% and 10% of a property’s sale price.
While the earnest money deposit is often a percentage of the sales price, some sellers prefer a fixed amount, such as $5,000 or $10,000. Of course, the higher the earnest money, the more serious the seller is likely to consider the buyer. Therefore, a buyer should offer a high enough earnest deposit to be accepted, but not so high as to put extra money at risk since there’s still a chance that the deal might not go through and the deposit not refunded.
Earnest money is usually paid by certified check, personal check or a wire transfer into a trust or escrow account that is held by a real estate brokerage, legal firm or title company. The funds are held in the account until closing, when they are applied toward the buyer’s down payment and closing costs. It’s important to note that escrow accounts, like any other bank account, can earn interest. Therefore, if the earnest funds in the escrow account earn interest of more than $5,000, the buyer must fill out tax form W-9 with the IRS to receive the interest.
Protecting Your Earnest Money Deposit
Prospective buyers can do several things to protect their earnest money deposits.
- Make sure contingencies for financing and inspections are included in the contract. Without these, the deposit could be forfeited if the buyer can’t get financing or a serious defect is found during the inspection.
- Read, understand and abide by the terms of the contract. For example, if the contract states the home inspection must be completed by a certain date, the buyer must meet that deadline, or risk losing the deposit – and the house.
- Make sure the deposit is handled appropriately. The deposit should be payable to a reputable third party, such as a well-known real estate brokerage, escrow company, title company or legal firm (never give the deposit directly to the seller). Buyers should verify the funds will be held in an escrow account and always obtain a receipt.
Source: https://www.investopedia.com/terms/e/earnest-money.asp