We have all noticed that video is one of the best ways to get your name out there and in front of your customer. Here is a great video guide from Tom Ferry that gives you great suggestions and ideas for video content. Let’s learn from the best. If you don’t already follow Tom Ferry, you should!
Can Your Unlicensed Assistant Do That? – TexasRealtors.com
Along with setting rules for licensees, the Texas Real Estate Commission also governs what your unlicensed assistants can do on your behalf. The latest Texas REALTORS® legal explainer video tests your knowledge of what tasks your unlicensed assistant can handle and what you as the licensee need to take care of yourself.
Source: www.texasrealtors.com
Remine At-A-Glance
Did you know that there is a program that allows you to farm neighborhoods much more efficiently? Our Technology Trainers, Annette and Robin, teach a great class that dives into how Remine can change your farming game.
Check out our Remine At-A-Glance class and learn how to better farm neighborhoods.
Click this link to sign up for this class or any of our other classes offered by wonderful and knowledgeable trainers.
It’s All About The Staging
If you are thinking about selling your home, one of the top things to think about is staging it. When you have your home staged and decluttered, it gives the potential buyer the opportunity to visualize themselves and their furniture in their future home. This video shows the difference staging does make in the before staging and after staging shots.
June 2019 Housing Minute from NAR
This video was published by NAR on June 28, 2019. Both pending and existing home sales rose on a month over month basis in May.
What is Title Insurance?
Explaining title insurance to your buyer clients can be difficult and confusing to say the least. We hope this short video on what title insurance is will help you and your clients better understand the importance of protecting your home with title insurance coverage.
Two types of Title Insurance
There are two basic types of title insurance:
• Loan Title Policy
• Owner’s Protection
Most financial lenders require a Loan Title Policy as security for their investment in your property, just as they require homeowners or other types of coverage for their protection.
Owner’s title insurance lets the new home owner feel safe and confident there are no other claims as to the ownership of the insured property. Among other matters it insures access to the property, gives the homeowner the right to occupy the property, provides good and indefeasible title which shows there are no specific liens against the property. The policy is purchased at the closing and lasts as long as you have an interest in the insured property.
What does your Premium Cover?
Title insuring begins with a search of public land records affecting the real estate concerned. An examination is conducted by the title agent on behalf of its underwriter to determine whether the property is insurable. We have a highly qualified team of abstractors and examiners that review your property to be sure you have clean and clear title to your new home. Some of the items they review are:
• They review prior owner’s wills and deeds to be sure the wording and names are correct.
• They look to make sure all outstanding mortgages and/or judgments are released or will be released at closing.
• They check on liens against the property because the seller has not paid his/her taxes.
• They search to be sure there are no lawsuits or legal action that would affect the property.
• They examine the records to be sure and make note of any easements and utility lines that will cause any issues.
Protecting your Investment
Title insurance is not as commonly understood as other types of insurance. However, it is just as important. When you purchase a home, in addition to purchasing the actual land or building structure, you are actually purchasing the title to that property as well as the rights to occupy and use the space. Having an Owner’s Title Policy insures and protects claims asserted by others on your property.
Other types of insurance that protect your home may focus on possible future events and charge an annual premium. Owner’s Title Insurance is a one-time purchase and following a careful examination and research of past ownership of your property, it protects you on claims or issues on your property before you were the owner.
Your home is probably your most important investment. Before closing on your home, inquire about your title insurance protection. Be sure to protect your asset with an Owner’s Title Policy.